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Money worries push some shoppers to tighten budgets while others buy now, pay later

Money worries are causing shoppers to tighten their budgets in different ways. Some shoppers are reducing their overall spending, cutting out unnecessary items, and choosing lower-priced items. They are also taking advantage of coupons, discounts, and sales promotions. Others are taking a more proactive approach and are choosing to buy now and pay later, either through installment loans or credit cards offering special 0% interest offers. This helps them spread their payments over time while avoiding the additional costs associated with borrowing. Both of these approaches help shoppers manage their financial situations while still covering the purchases they need.

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